Future mortgage banking is still the focus of business mortgage risk is small widcomm

Future mortgage banking is still the focus of the business mortgage risk smaller Sina fund exposure platform: letter Phi lag behind false propaganda, the performance of long-term lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! Beijing daily news (reporter Yue Pinyu) personal mortgage business accounted for the bank’s new loans or embarrassing situation will continue for some time. Yesterday, PWC released the "2016 review and Prospect of" half Chinese banking, PWC China financial industry partner Wang Wei said, from the current situation, the bank will mortgage business as the focus of future development. Central bank data show that in July RMB loans increased by 463 billion 600 million yuan, of which the household sector loans increased by $457 billion 500 million, but reduced corporate loans of $2 billion 600 million. The mortgage business in the August data still play the leading role. For the future of the bank still choose the cause of the mortgage business, Wang Wei explained, from the point of view of risk management and control, real estate can be secured, the risk is relatively small. In addition, the entire real estate market is relatively mature, and easy to dispose of property. Banks choose the mortgage business as a key direction of development is not allowed. In the first half of 2016, China’s banking sector review and outlook shows that 30 listed banks in the first half of 2016 net profit of $774 billion 452 million, an increase of 4.6%. In the environment of China sustained economic adjustment and interest rates down, the first half of this year Chinese 30 A shares and H shares or listed banks continue to face profit slowdown, spreads contraction, non-performing loans double up and capital adequacy ratio of the pressure drop. The report pointed out that from the trend, Chinese banking profit growth continues to face pressure, large and medium-sized banks a double-digit growth to become the new normal, except for a few large commercial banks and joint-stock commercial banks, city commercial banks can only generally maintain two digit growth. Enter the Sina financial stocks] discussion相关的主题文章: