Pleasant loans in the third quarter net profit rose by an average of 3 times the overall increase in yo te amo

Pleasant loans in the third quarter net profit rose by an average of 3 times the overall increase in bad debt Beijing time on November 16th afternoon, pleasant loan (30.3, -0.25, -0.82%) released the third quarter financial data. In the third quarter of 2016, net income was $877 million ($132 million), an increase of 137% over the same period last year, net profit of $344 million ($51 million 630 thousand), an increase of 308% over the same period last year. In August 24th this year, the introduction of the network lending regulatory approach, coupled with the full range of special rectification of Internet banking, P2P industry barbaric growth era also announced the end. In this context, as the P2P shares listed first pleasant loan performance in the three quarter data or can see the change of compliance under the background of industry. According to the zero one research institute data center, as of October 31, 2016, P2P lending platform to monitor a total of 4763, the normal operation of only 1850, and continues to decline. At the end of the normal operation of the platform is expected to be reduced to about 1700. Platform two differentiation presented Matthew effect, the industry accelerated to a large platform, regular army gathering. High profit growth? "Micro" and "decentralized" credit has become a hotly contested spot in the P2P industry under the supervision of the scale, the process is the way to make money P2P "". 2016 third quarter net income of $877 million pleasant loans, an increase of 137%. Able to achieve a higher net income in the third quarter, thanks to the favorable loan platform to promote the growth of the total amount of loans". Pleasant credit three quarter financial data show that the total amount of the loan of 40.5% from the online channel, the third quarter of 92 thousand and 500, pleasant loans 5 billion 618 million yuan of loans to borrowers, the average loan amount of 60 thousand and 700 yuan. As of September 30, 2016, a total of 25 billion 700 million of the total loan contributed to the formation of a total loan of $. Domestic regulation will P2P as an information intermediary, service fees will become the main source of income. Analysis of the third quarter of the loan service fee situation: 2016 in the third quarter, pleasant loan paid service fee of $1 billion 323 million, compared with the same period in 2015, an increase of 588 million yuan of rmb. Over the same period, the borrower pre paid service fee is 1 billion 192 million yuan, an increase of 109%, the borrower paid monthly service fee is 106 million yuan, an increase of 349%, the lender paid service fee is 111 million yuan, an increase of 318%. The cost side, with the industry compliance and remediation into, there are people in the industry is expected to compete for investors in the future will be more intense P2P, or push up the industry off the cost. You can see that the third quarter of the operating costs and costs of a pleasant loan of $674 million, an increase of more than 200%. Can be seen in its costs and expenses, the highest cost of sales expenses, the third quarter reached $423 million, an increase of 132.42%. However, the pleasant loan financial report, the third quarter sales expenses accounted for the total amount of loans contributed to the current period of 7.5%,.相关的主题文章: