Zhejiang, 3 million samples obtained Laolai characteristics 40-49 years old male undergraduate colle-norton disk doctor

Zhejiang, 3 million samples obtained Laolai characteristics: 40-49 years old college undergraduate males what Laolai portrait of nearly 3 million specimens obtained based on long? Yesterday, sesame credit according to the Supreme People’s court dishonest debtor (LAI) released data, the first domestic Laolai large image data. Including Zhejiang, the eastern region of Laolai "portrait" most is this: 40 to 49 years old, male, or some college or Bachelor degree. According to the Supreme Court issued disciplinary data, sesame credit also the no small force in Discipline: as of September 27th, Lai Lai has disciplinary sesame credit more than 540 thousand people, more than 35000 people have to pay off the debt. According to the data, as of the end of August this year, the total limit of Laolai train more than 155 times; flying more than 470 times; the national industry and commerce at all levels, market regulators to limit the debtor as the legal representative, directors, supervisors and a total of 66954 passengers. The sex ratio of Lai, more men than women are not reliable. Men accounted for the total number of Lai Lai 3/4. Look from the age distribution, 40 to 49 year old middle-aged people are most likely to fall into the credit crisis as borrowers, accounted for 35%. Higher education does not mean high credit. In educational statistics of 400 thousand old Lai, with a college degree of Laolai accounted for 37.24%, followed by the students, accounting for 33.36%, third secondary school accounted for 25.15%. Master Laolai accounted for 3.68%, while the overall, the base is small, but there are also 0.34%. In terms of geographical distribution, the number of old Lai of eastern region is higher than the western region. Experts said that this is because the commercial activities of the eastern region is more frequent, people have higher levels of awareness of rights, so the number of cases base. For example, Jiangsu and Zhejiang annually on economic disputes, debt disputes case number in more than 1 million, while the western provinces generally maintained at about 200 thousand. The highest signing method and sesame credit, provide Laolai information through the line started in July 2015. In order to verify whether the credit is affected, then set off the peak of sesame credit Laolai query. Tracking data show that on Sesame credit query rate is 12 times higher than the other groups. After the old data is synchronized to the sesame sesame credit, credit to the debtor as a negative message, to promote its performance. Comparative data indicate that the negative information disclosure for overdue user compliance rate increased by 2 times. Joint Disciplinary form an effective deterrent to lai. Beijing, a seven year old Lai nonperfomed, a "China auto rental car refused, did not know he was included in the supreme law of old Lai list a number of services for hotels, air tickets booking will be affected, then immediately gather together the money to pay back the money.

浙江在内300万样本得出老赖特征:40-49岁大专本科男性居多   基于近300万样本得出的老赖画像长什么样?昨天,芝麻信用根据最高人民法院失信被执行人(老赖)数据,公布国内首份老赖大数据画像。包括浙江在内的东部地区老赖“画像”大多是这样的:40~49岁,男性,不少还是大专或本科学历。   根据最高法发布的惩戒数据,芝麻信用也在惩戒老赖时出了不小的力:截至9月27日,芝麻信用已惩戒老赖超过54万人,35000多人因此还清债务。   根据最高法数据,截至今年8月底,全国共限制老赖乘坐列车155万余次;乘坐飞机470万余次;全国各级工商、市场监管部门依法限制失信被执行人担任法定代表人、董事、监事等共计66954人次。   从老赖的性别比例来看,男人比女人更不靠谱。男性老赖约占老赖总人数的四分之三。从年龄分布看,40~49岁的中年人最容易陷入信用危机成为老赖,占35%。   高学历并不等于高信用。在有学历统计的40万老赖中,拥有大专学历的老赖占37.24%,其次是本科生,占比33.36%,第三是中专占25.15%。硕士老赖占3.68%,博士虽然整体基数小,不过也有0.34%。   从地域分布看,东部地区的老赖人数高于西部地区。专家表示,这是因为东部地区商事活动更频繁,民众维权意识水平也更高,所以案件数量多基数大。比如,江浙地区每年关于经济纠纷、债务纠纷的立案数量在100万以上,而西部省份普遍维持在20万左右。   最高法和芝麻信用签约,通过专线提供老赖信息,开始于2015年7月。为了验证信用是否受到影响,当时掀起了老赖查询芝麻信用的高峰。数据跟踪显示,老赖的芝麻信用查询率比其他人群高出12倍。   老赖数据同步到芝麻信用之后,芝麻信用会向失信被执行人作负面信息提示,促使其履约。对比数据表明,负面信息披露让逾期用户履约率提高了2倍。   联合惩戒对老赖形成了有效威慑。北京一位老赖长达七年不履约,一次去“神州租车”租车被拒,才知道自己被列入了最高法老赖名单,订酒店、订机票等多项服务都会受影响,于是马上凑款还钱。相关的主题文章: